Vision:
To be India's most trusted and client-centric wealth advisory, helping people achieve financial independence & financial well-being, grow & preserve wealth.
Mission:
Enable better investing advised by industry experts & unbiased research powered by machine learning algorithms, operating on a transparent & fee-based model free of hidden costs.
We started Jama Wealth to make investing transparent. As investors we found that wrong products were being pushed with high indirect costs. To make investing safer, it was important to avoid untrustworthy promoters and remove emotion using technology, from the investing process. This helps preserve wealth by reducing drawdowns when markets are choppy. Prosperity happens when people are confident to stay invested in good equities over longer time frames. Our models have been geared for this over the years.
Investment Committee
Ram Kalyan Kumar Medury
IIM Bangalore
Founder
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Ex CXO at BFSI Majors, Fin Services Leader at Infosys
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Ex Consultant, Global Fortune 100 Firm in Financial Services & Investment Advisory
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SEBI Registered Investment Advisor
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PGDM from IIM Bangalore
Manoj Trivedi
IIM Bangalore, Chartered Accountant
Co-founder
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Certified Equity Research Analyst
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Ex Consultant Global Top 10 IB & Wealth Management Firm
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Expert on Enterprise Valuation, Capital Structure & Project Finance
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SEBI Registered Investment Advisor
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PGDM from IIM Bangalore. CA, CWA Ranker
Grow Investments with Jamā Wealth Advisory
Jamā Wealth Equity Advisory follows a simple Investment Philosophy called Roots & Wings. A team of industry experts having 30+ years experience in advisory & research carefully selects stock portfolios. They are aided by machine learning algorithms and operate with a transparent model without any hidden brokerages or commissions.
Roots
Roots aim to preserve wealth by selecting companies with low debt, consistent ROE/ROCE & promoter integrity.
We prefer to invest in businesses that carry very low debt. This means that
their growth is fueled by their customers and through internal accruals.
We like companies that consistently reward their shareholders through high levels of Return on
Equity, Return on Capital Employed and Return on Assets. This signals not only an efficient
business but also one that is shareholder friendly.
We like promoters who demonstrate both skin-in-the-game and soul-in-the-game. Such promoters
retain significant ownership in their business, which prevents the ‘agency problem’.
We like companies that have already run the marathon and have demonstrated stamina. As a
corollary, we avoid nano caps, micro caps and baby caps because the intent is to preserve capital
first and not be exposed to risks stemming out of promoter integrity (or lack of it).
Wings
Wings aim to increase prosperity by identifying growing companies (sales/profit/cash flows) that are resilient and have pricing and staying power in their markets.
We like companies that have a huge runway of growth ahead of them. Usually they
tend to grow 1.5 to 3 x times that of the GDP Growth.
We prefer companies that possess significant operating cash flows. This also indicates that their
growth is real, and not manufactured.
Companies that are dominant in their markets and continue to hold good Market Share are preferred.
Wings
Wings aim to increase prosperity by identifying growing companies (sales/profit/cash flows) that are resilient and have pricing and staying power in their markets.
We like companies that have a huge runway of growth ahead of them. Usually they
tend to grow 1.5 to 3 x times that of the GDP Growth.
We prefer companies that possess significant operating cash flows. This also indicates that their
growth is real, and not manufactured.
Companies that are dominant in their markets and continue to hold good Market Share are preferred.
Process
Investment is not a static process. Buying and forgetting, or just sitting
tight, is a luxury that the smart investor cannot afford. If you don’t review, companies can sink
in days or even industries can get upended in months.
We grill each stock with an intense review process that periodically checks for all the
fundamentals. The model clinically picks early indicators which help exit risky stocks in time. To
err on the side of caution is far more preferable to losing hard-earned capital.
The investment philosophy is fully backed up by a system that takes emotion out of the picture,
leading to balanced decisions which augur well for the portfolio.
Focus
We focus on quality business across sectors. The emphasis on the business first, and not the sector which is ‘in fashion’. From a capitalisation view, a large & mid cap focus preserves wealth without compromising on growth.
Results
The model portfolio since launch has delivered a cumulative growth of 70.6%
between 22-Aug-2019 and 7-Jan-2021. The quarter on quarter growth of the portfolio is shown in the
chart below. This compares well with the Nifty50 and Nifty Large-Midcap Total Returns Indices that
includes dividend payouts.
Audited portfolio performance report is available for download on jamawealth.com
